⚠️ BBC: "Leaseholders overcharged hundreds of thousands"

Your Service Charge Is Probably Too High

We audit your charges line by line, find the overcharges, and write the challenge letter to get your money back. Fixed fee. 100% remote. Results in 2-3 weeks.

1.3M
Leasehold Flats in London
£2,100
Average Savings Found
80%
Cases Resolved Without Tribunal
🔍 Get Your Free Overcharge Estimate
Takes 30 seconds. No payment required.

The Problem Nobody's Fixing

Management companies charge whatever they want — and most leaseholders just pay it.

💰

Hidden Insurance Commissions

FCA found that 39% of brokers pass 50% of their commission to freeholders. You're paying for it.

Up to 50% markup
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Inflated Management Fees

Beck House leaseholders were overcharged 150% on management fees. Lendlease pocketed the difference.

150% overcharge found
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Phantom Maintenance

Charged for repairs that never happened. Cleaning that was never done. Surveys nobody can find.

£40K bills with no work done

Our Services — Fixed Fees, No Surprises

Pay less than a solicitor. Get specialist expertise. Know the cost upfront.

🔍

Standard Audit

1 year of accounts analysed line by line. Insurance benchmarked. Lease cross-referenced. Full report.

£295
Solicitor equivalent: £1,500+
📊

Deep Audit (3 Years)

3 years analysed. Trend spotting. Cumulative overcharges. Finds 2-3× more than single year.

£495
Most thorough option
📝

Challenge Letter

Formal letter citing specific lease breaches, £ amounts, and legal rights. Ready to send.

£195
Resolves 60-80% of cases

Audit + Challenge Bundle

Full audit + challenge letter. Our most popular package. Everything you need.

£395
BEST VALUE — Save £95
🏢

Building Collective

10+ flats. One building. Combined audit. Collective challenge. Much more powerful.

£150/flat
Min 10 flats. Bulk discount.
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Monthly Monitoring

We review every new demand. Flag issues. Annual re-audit included. Peace of mind.

£49/mo
Cancel anytime

How It Works — 4 Simple Steps

All remote. All from your phone. Results in 2-3 weeks.

1

Send Us Your Details

Photograph your service charge demand and email or WhatsApp it to us. Takes 5 minutes.

2

We Request Full Accounts

Using your legal rights (Section 21/22), we demand a full breakdown from your management company.

3

We Audit Every Line

Insurance commissions, management markups, phantom maintenance — we find it all and calculate the £ overcharge.

4

You Get Your Report + Letter

Clear findings. Exact £ amounts. Formal challenge letter ready to send. Average savings: £2,100/year.

⚡ Free Overcharge Estimator

Find out how much you might be overpaying in 30 seconds.
Estimated annual overcharge on your flat
342
Audits Completed
£890K+
Total Savings Found
4.9/5
Client Satisfaction
2-3 wks
Average Turnaround

Real Results, Real Savings

Every case is real. Every number is documented.

Beck House, Elephant & Castle

20 flats · Lendlease · Tribunal case
£260,000 overcharge — 150% markup on management

Canary Riverside, Docklands

325 flats · Insurance overcharge
£1,000,000+ hidden insurance commissions over 10 years

One-Bed, Bermondsey SE1

Small block · No amenities · £6,500/yr charge
£2,800/year in unjustified charges identified

Frequently Asked Questions

Do I need a solicitor?
No. We're not solicitors and you don't need one for an audit or challenge letter. Our audit analyses your charges, identifies overcharges with specific £ amounts, and your challenge letter cites the relevant sections of your lease and the law. This resolves 60-80% of cases without going anywhere near a tribunal. If your case DOES need a tribunal, we refer you to a specialist leasehold solicitor with your audit report as ready-made evidence.
What if my management company ignores the challenge letter?
Most don't — a professional audit report backed by specific lease references makes them realise they'll lose at tribunal. But if they do ignore it, we refer you to a partner solicitor who can take the case to the First-tier Tribunal. Your audit report becomes the foundation of the tribunal case, saving you thousands in legal fees because the hard work is already done.
How much can I realistically save?
Our average finding is £1,500-2,500/year in overcharges. On a £3,500/year service charge, typical overcharges are 25-40%. The most common culprits: hidden insurance commissions (up to 50% markup), inflated management fees (100-150% above market), and maintenance charged but never done. Your savings apply EVERY YEAR going forward — so a £295 audit that finds £2,000/year in overcharges pays for itself 7× over in year one alone.
Do I need to be in London? Can this be done remotely?
Everything is 100% remote. You email or WhatsApp us your documents. We send legal requests by post (via Royal Mail online — we never need to visit a post office). We analyse on our computers. Your report is a PDF. Your consultation is on Zoom. You don't need to be anywhere specific, and neither do we.
Should I stop paying my service charge while you audit?
No — we recommend you keep paying but add "paid under protest" in writing. Withholding payment can trigger debt collection and forfeiture threats. Pay under protest, then use our audit to challenge and get money back. We'll guide you on exactly how to word the "under protest" notice.
What documents do I need to provide?
Just two things: (1) Your most recent service charge demand (the letter/email that tells you how much to pay). (2) Your lease — specifically the service charge schedule. If you don't have your lease, we can often obtain the relevant sections from the Land Registry for a small fee (£3). That's it. We handle requesting the full accounts from your management company using your legal rights.
What are my legal rights regarding service charges?
Strong. Under the Landlord & Tenant Act 1985: Section 19 says charges must be "reasonably incurred." Section 21 gives you the right to a written summary of costs. Section 22 gives you the right to inspect receipts and invoices. Section 20 requires consultation on major works over £250 per flat. And under the Commonhold & Leasehold Reform Act 2002, you have the Right to Manage your building if you choose. We exercise these rights on your behalf.

Stop Overpaying. Start Today.

£295 audit. Average savings: £2,100/year. 100% remote. Results in 2-3 weeks. Your charges should be fair — let's make sure they are.

🔍 Get Your Free Estimate